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Employees' State Insurance (abbreviated as ESI) is a self-financing social security and health insurance scheme for Indian workers. The fund is managed by the Employees' State Insurance Corporation (ESIC) according to rules and regulations stipulated in the ESI Act 1948. ESIC is a Statutory Body and Administrative Ministry is Ministry of Labor and Employment, Government of India.
The promulgation of Employees' State Insurance Act, 1948(ESI Act), by the Parliament was the first major legislation on social Security for workers in independent India. It was a time when the industry was still in a nascent stage and the country was heavily dependent on an assortment of imported goods from the developed or fast developing countries. The deployment of manpower in manufacturing processes was limited to a few select industries such as jute, textile, chemicals etc. The legislation on creation and development of a fool proof multi-dimensional Social Security system, when the country's economy was in a very fledgling state was obviously a remarkable gesture towards the socio economic amelioration of a workface though limited in number and geographic distribution. India, notwithstanding, thus, took the lead in providing organized social protection to the working class through statutory provisions.
The ESI Act 1948, encompasses certain health related eventualities that the workers are generally exposed to; such as sickness, maternity, temporary or permanent disablement, Occupational disease or death due to employment injury, resulting in loss of wages or earning capacity-total or partial. Social security provision made in the Act to counterbalance or negate the resulting physical or financial distress in such contingencies, are thus, aimed at upholding human dignity in times of crises through protection from deprivation, destitution and social degradation while enabling the society the retention and continuity of a socially useful and productive manpower.
The Employee State Insurance Corporation takes care of an individual's medical expenses by providing reasonable medical care. This cover comes into effect from day one of the individual's employment.
In case an employee is disabled, ESIC ensures that the employee is paid their monthly wages for the period of the injury in case of a temporary disablement or for the remainder of the employee's life in case of a permanent disablement.
ESIC helps an employee welcome their baby to a household which has been showered with benefits. ESIC provides a total of 100% of the average daily wages for a period of to 26 weeks from the time of going into labor and 6 weeks in case of a miscarriage. 12 weeks of pay is provided in the case of an adoption.
ESIC ensures that there is a flow of cash coming into the employee's household during medical leave. 70% of the average daily wages of an employee is paid during medical leave for a maximum period of 91 days in two successive benefit periods.
ESI provides a monthly cash allowance for a maximum period of 24 months in case of permanent invalidity due to a non-employment injury or due to involuntary loss of employment.
In case the employee meets with an untimely death due to an injury at the place of employment, ESIC will provide monthly payments apportioned among the surviving dependents.
Copy of PAN
Mobile Number and Email Id
Digital Signature in the name of Employer
Address Proof of Registered office of the Company
Any License or certificate issued by government Authority
Proof of setup of Establishment
Details of Employees including Name, Address, etc.
Bifurcation of Salary structure of every employee
ESIC Registration for organizations having more than 10 employees
ESIC Registration for organizations having more than 10 employees
Class III ( Only Certificate, No Encryption )
PF registration
ESIC Registration for organizations having more than 10 employees
Class III ( Only Certificate, No Encryption )
1 Working Day
After creation of Login Id and Password proceed for the registration by filing required details.Same Day
Once the Registration over register Digital Signature.1 Working Day
After registering the Digital Signature fill detailed application and attach required documents. All the attachments must be digitally signed. Once all the documents submitted Online certificate shall be issued.It is a state law driven system, hence there might be variations based on the local state laws.
It helps in protecting the manpower of industries.
The employees must be enrolled under the scheme by the organization to avail the benefits that are mentioned in the Act.
Provides a better and safer work experience for the employees.
ESI scheme is a type of social security scheme for employees in the organised sector.
Periodical payments to any insured person.
Provides the financial stability for the employees who work under the organisation.
Payment to the eldest surviving member of the family of an insured person who has died.
The Employees would have better working culture as it gives them the peace of mind.
The government provides the managing features for the funds.
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